We operate a transparent fee structure and will set it out in black and white for you. We will not carry out any work until you have agreed to our fees and we will not charge you for any work which you have not authorised. 

For Financial Planning, Investments and Pensions, we will charge you an Initial Advice Fee based on our hourly rates and on occasion an Implementation Fee. In most cases you can pay the fee from within your investments, but we can invoice you directly if you prefer. We will not receive any remuneration from the product or provider for recommending them. 

Our ongoing review service is percentage based and normally paid for through your investments. Again, this can be paid directly if you prefer. Our typical fees are detailed in our Client Agreement. Your personalised fees will be confirmed in your Adviser Fee Agreement.

For Personal & Business Protection, we will receive a commission from the insurer for recommending & arranging the policy, and providing ongoing agent support. We will disclose this to you with our recommendation in advance of arranging any policy.